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A Colorado couple reviewing financing options on a laptop at their dining table with a Front Range view
Financing · powered by Splitit

0% financing. No credit check.

Panel upgrades, generators and EV chargers are a big investment — but they don't have to wait. Split the cost into 0% interest monthly payments on the credit card you already have. No application, no credit check, no new account.

*0% interest, no credit check — on Splitit installment plans using an eligible credit card. Details below.
Powered by Splitit

A smarter way to pay for big upgrades

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No credit check
No application and no hard inquiry. Your existing credit card is all it takes to qualify.
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0% interest, 0% APR
Pay the exact price of your project in equal monthly installments — no interest or fees from Splitit.
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Use the card you already have
No new card to open or account to manage. Split your project across the credit card already in your wallet.
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Choose your term
Pick the monthly plan that fits your budget — choose 3, 6, or 12 months.
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Know right away
Approval is instant — it's based on your card's available credit, not a lender's decision.
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Keep your card rewards
You're paying with your own credit card, so you keep earning the points, miles or cash back it already offers.
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One simple requirement. All you need is a credit card with enough available credit for your project and an expiration date beyond your selected financing term. That's it — no credit check, ever.
Get a free quote

0% interest and no credit check apply to Splitit installment plans on an eligible major credit card. Splitit charges no interest or fees; your card issuer's standard terms still apply if you carry a balance. Requires available credit for the full project amount and a card that stays valid through your plan. Debit and prepaid cards are not eligible. Subject to eligibility. Splitit is a trademark of Splitit.

Four simple steps

Getting started is easy

01
Get your quote
Tell us about your project and get a clear, upfront price — no surprises, no obligation.
02
Choose to pay monthly
Opt into Splitit and pick the term that fits your budget — right there when you book.
03
Use your existing card
No credit check. You're approved on the spot using the available credit on your card.
04
We do the work
Our licensed electricians complete the job while you pay 0% interest over time.
Douglas County homeowner couple reviewing home financing options on a laptop in their kitchen

0% financing on your next upgrade.

Use the credit card you already have — no credit check, no interest, no new account. Just ask about Splitit when you request your quote.

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Help center

Frequently asked questions

How does Splitit financing work?expand_more
Splitit lets you split a project into equal monthly payments on the credit card you already have. There's no new loan or account — Splitit reserves the amount against your card's available credit and charges one installment each month at 0% interest until it's paid off.
Is there a credit check?expand_more
No. There's no application and no credit check. Qualifying is based only on your existing credit card and its available credit.
Is it really 0%?expand_more
Yes — 0% interest and 0% APR, with no fees charged by Splitit. You pay the exact price of your project, just spread over time. (Your card issuer's own terms still apply if you carry a balance on the card.)
What do I need to qualify?expand_more
Any major credit card — Visa, Mastercard, American Express or Discover — with enough available credit for the full project and an expiration date beyond your selected financing term. Debit and prepaid cards aren't eligible.
Which projects can I finance?expand_more
Larger investments like panel replacements, standby generators, whole-home surge protection, and EV chargers.
How do I get started?expand_more
Request a free quote and let us know you'd like to pay monthly. We'll walk you through setting up your Splitit plan when your project is scheduled.
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Request a free quote
Schedule an appointment
We'll confirm your time by phone or email.
For builders
Request a bid
A rep will follow up within one business day.